Insurance
The clinics of the Orthopedic and Sports Therapy Institute accept most major insurances. To verify insurance benefits please contact the clinic location that you will be receiving care at.
We will submit your claims directly to your insurance company and work with you to receive payment for the allotted services. Each of the clinics or the Orthopedic and Sports Therapy Institute have individualized payment plans and work with our clients to best accommodate their needs. We participate, but are not limited to, the following insurance plans, please contact your local physical therapy clinic for participating insurance providers:
- Aetna
- BCEEmergis
- Beech Street
- Blue Cross/Blue Shield
- Blue Cross Blue Shield PPO
- Choicecare
- ECOH
- Great West
- Humana
- HMO Illinois
- Medicare
- Medicare Railroad
- Midwest Security
- Benchmark
- Multiplan
- OSF Health Plans
- OSF Medicare
- Personal Care
- Personal Injury
- Principal
- Private Healthcare Systems (PHCS)
- Tricare
- Unicare/Wellpoint
- United Health Care (Not accepted at Belvidere Physical Therapy and Roscoe Physical Therapy)
- Workman's Compensation









